These 8 Cars Will Make You Pay Exorbitant Insurance Prices

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Lexus has a reputation for making safe and reliable cars for discerning drivers. So it might come as a surprise that the NX 300h hybrid crossover is one of the most expensive vehicles to insure. Reviews of the car tend to focus on its good fuel economy, roomy rear seats and insulated, quiet cabin at highway speeds, again not things that would appeal to the usual driver stereotype. dangerous “. For the 2021 model year, Lexus introduced a new F Sport trim for drivers who wanted a sportier, more athletic feel for their crossover, though the package only included new suspension and some additional exterior trim, and no additional power.

Obviously, the reason the NX is so expensive to insure isn’t because of its performance prowess. An alternative theory, however, is that the car is bought mostly by older drivers, and that’s what makes its premiums sky-high. A 2018 study showed that Lexus had the third-highest average purchase age of any car brand in America, after Cadillac and Buick. Older drivers are also more likely to be seriously injured or killed in crashes than middle-aged drivers, according to the CDC. The NX may be a safe car overall, but it may be its popularity with older, more frail drivers that drives up average premiums, as a higher injury rate usually means a higher payout. important on the part of the insurer.

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