Dare County has received official notice from the Federal Emergency Management Agency (FEMA) that its Community Rating System (CRS) ratings and associated flood insurance discounts will improve beginning on April 1, 2022.
All unincorporated Dare County homeowners with flood insurance coverage will receive this 20% discount on policies issued or renewed on or after April 1, 2022.
CRS is a voluntary program of the National Flood Insurance Program (NFIP) that recognizes local government outreach activities and floodplain management standards that exceed NFIP minimum requirements.
Dare County was previously classified as Class 7, but will now move to Class 6 due to the county’s extensive and ongoing efforts to promote flood risk awareness and to implement a wide range of management activities and floodplain mitigation throughout the Outer Banks community.
Dare County is one of more than 1,500 communities nationwide that participate in the CRS program and has participated since its inception in 1992. In CRS communities, flood insurance premium rates are reduced to reflect the reduced flood risk resulting from community efforts that meet the three program objectives:
- Reduce and avoid flood damage to insurable property.
- Strengthen and support the insurance aspects of the NFIP.
- Promote comprehensive management of floodplains.
The Dare County Planning Department oversees the county’s participation in the CRS program and administers annual landowner and stakeholder outreach activities and also enforces Dare County floodplain regulations.
“The Dare County Board of Commissioners understands the importance of flood insurance and resilient floodplain management activities to Dare County and its citizens,” said Dare County Planning Director , Donna Creef. “The county’s participation in the CRS program demonstrates the council’s commitment to achieving flood insurance premium reductions for our homeowners while educating homeowners on the importance of flood insurance and mitigation. flood risks. This 20% discount will help homeowners protect their homes and investments with flood insurance coverage. As a homeowner in the unincorporated county of Dare, I will personally benefit from this discount and am thrilled with the increased county CRS class ranking.
For more information about Dare County’s participation in the CRS program and other helpful flood mitigation information, visit DareNC.com/Flood or contact the Dare County Planning Department at 252-475-5873 .